بسم الله الرحمن الرحيم
ST:
المصرف هو مؤسسة مالية financial institution تهدف إلى
تسهيل المعاملات المالية للعملاء customers وحفظ الأموال
وتشغيلها. وهو المكان المناسب لحفظ النقود فيه , والمكان الذي يمكن الاقتراض منه
عند الحاجة لقاء ضمان ما يغطي قيمة القرض أو لقاء تعهد شخص ضامن يكفل تغطية أو
إعادة اصل القرض عند تأخر المدين بالسداد . ويدار المصرف من صيرفي ( صاحب المصرف
أو مديره ) ومجموعة من الموظفين.
المصرف هو المكان الأمين لادخار المال الفائض به وعادة ما يدع المصرف فوائد
سنوية annual interests على اصل المال المدخر وفي حالة عدم تحريك المال المدخر
لفترة يتفق عليها يمكن أن تكون الفائدة مركبة.
أن المصارف عادة ما تقرض الناس المبالغ التي يحتاجون لها لقاء فائدة للمصرف
. وهذا الأسلوب محرم في الإسلام , ويستعاض عنه في المصارف الإسلامي بسد حاجة
العميل المقترض عن طريق شراء المصرف حاجة العميل المقترض منه مثل عقار real estate أو واسطة نقل نقدا وبيعها إلى العميل المقترض
بالأجل selling on credit بسعر أعلى يقوم فيما بعد بسداد القرض دفعه واحدة
في وقت لاحق يتفق على تحديده أو بتقسيط المبلغ دفعات .
تقوم المصارف بأعمال مصرفية أخرى كثيرة مثل خصم السندات و وصولات القبض (
الكمبيالات) لقاء عمولة معينة يتفق عليها , ومن الأعمال الأخرى تحويل وتصريف
العملات من عملة إلى أخرى .
TT:
First draft:
The Bank is a
financial institution, financial institution designed to facilitate financial
transactions for customers and save customers money and run it . It is the
right place to save money in it, and where you can borrow it when you need to
meet the guarantee covers a loan or a meeting vowed to ensure the guarantor
person or re-cover the continued delay in the loan when the debtor repayment
value. And managed the bank from money-changer (the owner of the bank or its
director) and a group of employees.
The bank is
where the Secretary to save money by surplus usually let the bank's annual
interest annual interests to the root of money saved If you do not move the
money saver for a period to be agreed upon can be a vehicle of interest.
That banks
usually lend people sums they have to meet the benefit of the Bank. This
Muharram method in Islam, and replace him in the Islamic banks based borrower
customer need by buying a bank borrower from the customer's need, such as real
estate real estate or transfer mode in cash and sell them to the client
borrower's credit selling on credit at a higher price will later repay the loan
in one go at a time Later agree on the amount determined or installments
payments.
The banks and
banking and many other acts such as bonds and discount receipts receivable
(bills) to meet certain agreed upon by the commission, and other business
currency converter and discharge from one currency to
another.
second draft:
The
Bank is a financial institution that aims to facilitate financial transactions
for customers and save money and run it. It is the right place to save money in
it, and where you can borrow money from it when you need it but versus that the
guarantee covers a loan or versus Pledge ensure the guarantor person or
re-cover the origin loan when the debtor delay to pay. And the bank managed by
Banker (The owner of the bank or manager) and a group of employees.
The
bank is a safe place to save money by capital surpluses, usually what the bank
leaves it's the bank's annual interest from the money saved in case of non
moving the money that have been saved for a period to be agreed upon can be a
Compound interest.
That
banks usually lend people sums they need versus the interest for Bank. This way
is forbidden in Islam, and replaced this
way in the Islamic banks Borrower need to fill customer by buying a bank
borrower client's need of it such as real estate or mode in cash transfer and
sell to the client borrower's credit at a higher price will later repay the
loan at once later agree to be determined or installment payments amount.
Banks do
banking work and many other acts such as discounting bonds and receipts
receivable (bills of exchange) to versus some commission certain agreed upon ,
and other business currency converter and discharge from one currency to
another.
ملاحظة:Note
-ٍالنص الأصلي (ST (source text
-المسودة draft
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